Soldier’s world!

How Soldier’s can build their wealth: The key to a soldier building wealth, he must first scout the facts about the VA guarantee home loans.  

For starters the VA don’t give loans they guarantee them for a fee, when you obtain the loan from the bank.

Here are some of the “basic entitlement” offered to most active duty, reserve or National Guard and veteran service members and even some surviving spouses.

Veterans can borrow up to $417,000 without any down payment for a home so long as it is for their principal residence. pho house (The median home value in the U.S. is currently $182,500.) About 90% of VA guarantee loans have no down payment, the VA says.

And unlike for most lenders, there is no maximum debt ratio, meaning that the monthly mortgage payment can be higher than the typical lenders requirement of no more than 28% of gross monthly income or exceeding the 43% of total debt-to- income ratio.

There’s also no minimum credit score requirement for a VA guarantee loan, while most home mortgage loans require a credit score of at least 620 for conventional loans or 580 for most FHA loans.

A VA guarantee loan can also be used to refinance an existing loan, contact your financial professional for guidance.



  1. It’s great information for soldiers who would like to buy houses, It provide them with basic information which are essential for the investment.

  2. Wow, the information shared in this website helps me understand the advantages of the VA Loan SO well!

    Many soldiers out there who fight for our country earned this VA Loan entitlement and it’s good that they’re able to read this information, and then apply the information so they can be a homeowner! Thank you for sharing this knowledge with others!

  3. Good information. Once the fear of maybe having the biggest debt in their life time is diminished and the reality of actually being able to access this major investment becomes clear, its life changing.

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